![]() ![]() His benefit is reduced and he only gets $833.89 per month. Because Ruggero is getting help with both his food and his rent from somebody living in the same house, Ruggero does not get the full $1,133.73 monthly SSI benefit. His uncle gives him 3 meals a day and charges Ruggero no rent. Ruggero lives in his uncle’s house and gets SSI benefits. Instead, some of your spouse’s income is deemed to be available to you. Note: If the other person who supplies you with food and shelter is your spouse who lives with you, that help is not considered in this way. Shelter can include any of the normal costs of keeping a place to live: rent, mortgage payments, property taxes, heating fuel, gas, electricity, water, sewer service, and garbage collection. ![]() The maximum SSI benefit in this situation is $833.89 ($911.16 if you're blind). This is because Social Security considers the help you are getting to have value, meaning you need less help from SSI. ![]() If you live in someone else’s household, but pay for your own food and shelter, you can still get up to $1,133.73 per month ($1,211.00 if blind).īut if you live in someone else’s household, and somebody else is paying for some or all of your food and shelter costs, Social Security reduces the maximum benefits amounts you can get. It doesn’t matter if you own or rent your place. ![]() If you live in your own place and pay for your own food and shelter, you can get up to $1,133.73 per month ($1,211.00 if blind). If you’re not married or are not living with your spouse, Social Security treats you as separate people when calculating your benefits. The process of deciding how your spouse’s income should affect your SSI benefits is called spousal deeming. If you’re married and living with your spouse, but your spouse is not eligible for SSI benefits, then Social Security thinks that some of your spouse’s income must be available to help pay for basic needs. The maximum for a couple where both people are blind is $2,134.14. Social Security figures that two people who live together can live cheaper than two people who live separately, so the maximum SSI benefits amount for a couple is $1,927.62 (which is only about 170% of the individual maximum of $1,133.73). Note: If two people live in the same household, act as if they are married, and present themselves to the community as being married, Social Security will consider them a married couple for SSI purposes. Social Security calls you part of an eligible couple if:īoth you and your spouse are eligible for SSI benefits. The maximum is different if you are an eligible couple, if you live in someone else’s household and you don’t pay the full costs of food and shelter, or if you live in an institution, such as a hospital, nursing home, or prison. Situations that Can Change the Maximum BenefitĪs we just saw, if you’re a person who lives alone, the maximum SSI benefit is $1,133.73 ($1,211.00 if you're blind). Social Security maintains a complete listing of California maximum monthly payments for different situations. Who pays the expenses of the private medical facility where you live Whether you live in a certified or non-certified medical facility Some of the other things that could impact it include things like: Note: These are not all of the situations that could affect your benefit amount. Under 18, living in somebody else's household Under 18, living alone, with parents, or with relatives Summary of Maximum SSI Benefits AvailableĪdults living in the household of anotherīlind adults living in the household of another We'll explain more about a few of these situations below. Here we present the maximum possible benefit for people in different types of situations. The amount of money that the SSI program figures you need depends on your living situation. The goal of the SSI program is that you have the money you need to meet your basic needs. In this article, whenever we talk about SSI, we actually are talking about the combined SSI and SSP benefits even though the money comes from two different places, you'll only get one direct deposit each month into your bank account or Direct Express Debit Card. Note: The SSI benefit in California is actually a combination of funds from the Social Security Federal Benefit Rate (FBR) and California's State Supplemental Program (SSP). On this page we'll explain what the maximum possible benefit you could get is and also look at what things might cause you to get a higher or lower benefit. Californians who qualify for SSI benefits are also automatically enrolled in Medi-Cal health coverage. SSI may be able to give you a monthly cash payment to help meet those needs. Once you’ve shown that your disability keeps you from working, Social Security looks at the amount of money you have to pay for basic needs. ![]()
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